Credit Report Scam

If a website tells you they need your credit card for membership registration and they promise you they are not going to charge you anything till you are ready to purchase their service, don't believe it.

I visited a website which supplies dropshipper datafeed service, it is a completely free service which does not require any purchasing. I was asked to fill in the credit card data, and I was told clearly that nothing will be bought, no transaction will be made.

After a few weeks, I found out that there’s an unauthorized transaction from some credit report company, the transaction amount is around $20. Searching that credit report company name plus the keyword scam, there are numerous complaints about this company. Some people suggest that only card cancellation would work, or this credit report company will keep charging $20 on a monthly basis.

How did all that happen? I think “someone” from the datafeed service website work with the credit report company in some way. By sending an order to the credit report company, “someone” can earn some affiliate money.